NOVEMBER 2021 BUYS BUYS BUYS BUYS...REPEAT

EPIC.

November 2021 will go down at the single most epic month of stock purchases in my life.  Hands down.  

91 purchases of 86 companies...   $277,613.39  invested.  Increasing my annual dividends by $9,742.77.      A 3.51% yield out of these purchases.

That's epic.    I put the hammer down!

How do I normally pick what to buy?  In a normal month, I screen for a few parameters to ensure I find the best value.  These are listed in importance to me.

• A TRACK RECORD OF DIVIDEND INCREASES

This is the most important requirement to be a dividend growth investor.  

• A LOW P/E RATIO

A look into the Price to Earnings ratio is a good way to see if the stock is under or overvalued.   It's the ratio of the share price to the companies' earnings per share.  It's the price of expecting a profit in the future.  Currently the S&P 500 is at about 28.  I look for 22 and lower.

• A LOW DIVIDEND PAYOUT RATIO

Can a company sustain their dividend and have room to raise it?   A company that is paying out a large majority or all of their profits have a hard time keeping up their dividend.  I look for under 60%

• AN EARNINGS PER SHARE GROWTH OF 5% OR MORE

I am hesitant of a company that is stagnant and has difficulties growing.    

• A LONG TERM TRACK RECORD OF EPS GROWTH

If a company has a long track record of growth.  Of course, the pandemic messed this  all up.  So I have been looking for strong recovery.

• A LOW PRICE TO EARNINGS GROWTH

• A MARKET CAPITALIZATION OF $3 BILLION OR MORE

Normally, I follow these parameters.  This is not a normal month.  This is abnormal.....    

I decided to add to most of my positions. Not all, but most.  Since all of them had pretty much passed my screener, adding to them makes perfect sense.   I did not want to sit on the funds and take forever screening so many stocks.  I also did not want to sink most of it in one or two companies.  

I decided to increase my holding for most of my stock to about a $5,000 cost basis.  I used to stop at $4,000 for most of my holdings.  Adding a thousand to that max made perfect sense and I did not want to wait for all of them to be at the ideal price.   Time in the market is better than timing the market.

Of course I had a few that I went beyond the $5K limit.  These were mainly the ones I had sold earlier this year to cover my mom's care.  I got them back to what they were at before that went down.   

My biggest buys were:

• 91 shares of Target (TGT) adding $327.60 to my annual dividends.
• 51 shares of Williams-Sonoma (WSM), adding $144.84 to my dividends per year
• 33 shares of Microsoft (MSFT), adding $81.84 to the dividends.
• 2,550 shares of Whitehorse Finance (WHF), adding a bad-ass $3,621 per year in dividends.

That WHF purchase was because I did not want to add to positions of some of my holdings at this time.  It was the last $40,000 of the cash I had to spend on this fun adventure.

Here's  link to the buys.   Enjoy.

BUYS NOVEMBER 2021