Saturday, September 4, 2021


August is the month for our family to slow down and take in the summer.  We usually take some sort of vacation before the school year.  This year was no different and we really needed a break after getting my mom moved.    

So we took a few days off in O'Ahu. It's my home away from home.  I needed the recharge.  

Enjoyed the beach:

Took in a couple great breakfasts.   There's nothing like a great benedict.  

Yes, breakfast with a salad and fried rice.  It's a thing.

And my favorite udon and tempura.  Total comfort food.

The time flew by, but it was well worth it.  

Meanwhile the stock market just keeps going up and up.  Somehow.  Even with supply chain problems, a resurgence of the dreaded virus, and businesses not able to find enough workers, the stock market just keeps chugging away.  

I focus on replacing my work income with dividend income.   Find great companies to invest in that pay a decent dividend and have a solid track record of raising that dividend, hopefully at a bigger rate than inflation.  It's taken a few years and a lot of diligence, but I now casee some of the fruits of this effort.  I now get about 30 payments a month.

The result of  has been averaging over $1,000 per month in dividend income.  And my long term goal is to quadruple that in the next few years.  Will take some real dedication and allowing it to compound.

The past few months have put a halt as I care for my mom, but the ball will get rolling again soon.

So let's cut to the chase:  the August 2021 dividend income.   30  companies paid me a total of $1,350.96.

This is a 32.95% increase over 2020.  Fantabulous.  That increase is the result from dedicated investing and dividend increases from these companies.   

My big payout this month was a special dividend from Onemain Holdings (OMF) of a GIANT $3.50 special payment on top of the regular $0.70 dividend.  This is the 5th "special" dividend they have paid since August 2019.    What a find!

Also got a big one from AT&T (T) once again, and wonder what is to come in the next few months as they have split up the company.  This will surely be the end of the huge payouts, but will see what happens with the new shares I get in the break off.

Here's the breakdown:

REMEMBER, if I can build this over a period of 6 years,  ANYONE can.  And I mean ANYONE..  It only take commitment.

Until next month, cheers!