Friday, January 1, 2021

2020 GOAL SUMMARY & 2021 GOALS

 We made it! The longest, most frustrating year is over.  2020 can go suck some eggs.   


A sucky 2020 did not mean I could ignore the goals I had to to accomplish.   Last year, I posted them online to keep me accountable.   Well,  let's see how I did:

FINANCIAL GOALS

  1. Add $5,000 to my investment account.  DONE  
  2. See my dividend income increase by 10% from 2019.  NOPE.  SHUFFLING SHARES AROUND IN 2020 AFTER DIVIDEND CUTS DID NOT BODE WELL.  -6% BUT IN A MUSCH BETTER PLACE MOVING FORWARD.
  3. Increase my holdings by 5 companies. Not just add to my current holdings, but have 100 companies to earn dividends from.  DONE
  4. Save $16,000 for bills in 2021: Property Tax, Home Insurance, Auto Insurance, Car Tabs, Water Bill, Electric Bill, Gas Bill, Internet, Phone Bill, TV Costs.   That's $43 per day.  I want to be a year ahead. Then in 2021 and beyond, I can put more into the market once I am ahead.  SAVED $8,000.  CHANGED MY GOAL TO $8K AND PUT THE REST IN THE MARKET AND REPLACED A CAR.  GOT TO $8K
  5. Fulfill my goal of buying the equivalent in shares of what I spent in 2019 at Costco, Target, Apple Store, Home Depot, Starbucks, and AT&T.  DONE OTHER THAN APPLE STORE SINCE I ALSO CHANGED THE TARGET COMPANIES.  SEE CHART BELOW



PERSONAL GOALS
  1. Take a spring road trip.  Yellowstone would be ideal.  DID THE REDWOOD FOREST IN NORTHERN CALIFORNIA.  COVID REALLY MESSED UP PLANS.
  2. Exercise more.   I was doing well until my right knee and left achilles acted up.  Fell out of routine.   DID SO FOR 9 MONTHS BUT FELL OFF AS WEATHER TURNED AND SHOULDER WENT ON THE FRITZ
  3. Drop about 20 lbs.   LET'S JUST TALK ABOUT THIS LATER.  THE COVID 15 IS REAL.
  4. Drink more green tea.  DONE
  5. Sell off some of my record collection.   It was a long term goal to sell eventually.  Well, I have run out of room.  I think I would rather sell than keep some of the ones I rarely listen to.  SOLD A FEW, AND FOR SOME GOOD PRICES.  BUT ALSO ADDED ABOUT 50 LPS
  6. Improve piano skills and improve guitar skills.  PIANO YES, GUITAR NOT REALLY.
  7. Blog more.  I HAD A LIFE, SO I FAILED ON THIS.
  8. Enjoy more oysters like these.  KIND OF DID!


Now 2021 is upon us.   Here are my goals:  

FINANCIAL GOALS

  1. Add $10,000 to my investment account.   This will be easy
  2. See my dividend income increase by 10% from 2020.  Now that we are through the main evil of COVID, I think this is doable
  3. Save $8,000 for bills in 2021.  That's $21 per day. 
  4. Fulfill my goal of buying the equivalent in shares of what I spent in 2020 at the following:

I am in fact a bit ahead of the game on some of these companies.  I will update next month.

PERSONAL GOALS
  1. Go to Hawaii for 10 or more days.  I need beach
  2. Exercise more.   Walk 10,000 steps per day
  3. Drop about 30 lbs.  I am at 204 lb this morning of 1/1/21.  My doctor wants me to slim down.  My pants do too.  It's made my blood pressure creep up.  At 5'7", I need to be much lighter.  The walking will help.  So will goal # 4....
  4. Eat very little sugar.
  5. Sell off more of my record collection.   I am out of room
  6. Make more music and release an album.
  7. Work on front yard garden.
Let's see how this shapes up...

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